Glosario

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• basic health care soins de santé de base

  Routine treatment provided to patients in health facilities at the first level of the health pyramid. It includes preventive care and health promotion, simple curative treatment and nutritional rehabilitation. [ref. 144]

• basic income (BI) ingreso básico (IB), revenu de base

  A transfer income paid by the State to all residents or citizens, independent of need. BI is often seen a substitute for social assistance or unemployment benefits. [ref. 8030]
  
  Synonym: citizen's income

• basic plan formule de base

  See: benefit plan

• basic schemes régimen básico, régimes de base

  Social protection schemes that guarantee a basic level of protection. This term does not relate to the level of benefits. In particular, this should not to be understood as a minimum level of benefits. 

• beneficiary beneficiario, bénéficiaire

  Individual or household receiving benefits at a specific pint in time/during a period of time. In most cases, beneficiaries are individuals, yet in some cases, benefits are paid to households [ref. 6622]

  See also: case

• beneficiary ratio ratio del beneficiario, [FR: nd]

  The ratio between the number of benefit recipients of a social security scheme at a given point and the number of contributors (or insured persons). [ref. 8030]

• benefit plan formule de couverture

  Consists of both the list of covered health services and the level of coverage that corresponds to each service. A scheme may offer one or more benefit plans from which members may choose: for example, a basic plan and an extended plan (including a greater number of services, and in some cases, higher levels of coverage). Each benefit plan has a corresponding premium level; the premium level of an extended formula is higher than that of a basic plan. [ref. 144]

• benefit replacement rate tasa de sustitución de prestaciones, taux de remplacement des prestations

  The ratio between the amount of an individual's benefit (generally monthly or annual) and the amount of the individual's previous income subject to contributions, or the ratio between the average benefit in a given year and the average income subject to contributions in the same year. [ref. 8030]

• benefit/premium combination binomio prestación/cotización, couple prestations/cotisations

  The combination of, on the one hand, the benefits provided by the health micro-insurance scheme (services covered and levels of coverage + ancillary services) and, on the other, the corresponding premiums. A direct relationship exists between benefits and premiums: the greater the number of services covered and the levels of coverage provided, the higher the corresponding premium. [ref. 144]

• benefits garanties

  The health insurance coverage that a health micro-insurance scheme agrees to provide in exchange for the payment of insurance premiums.
  
  Note: Benefits do not include ancillary services – such as health information – that the scheme may also provide to its members. [ref. 144]

• board of directors conseil d'administration

  One of the decision-making bodies in those health micro-insurance schemes that hold a general assembly and are managed democratically. The board of directors is composed of members elected by the general assembly and is responsible for implementing the scheme's general policy, as determined by the general assembly. The board of directors may be assisted by the executive committee, which, in turn, is responsible for implementing decisions and managing the scheme on a day-to-day basis. [ref. 144]

• bond bono, [FR: nd]

  Debt instrument issued by borrowers (government, companies) promising to the holder periodical fixed interest rate payments and the repayment of the face value at the date of maturity. [ref. 8030]

• brand-name drug médicament de marque

  A pharmaceutical substance protected by a patent and sold under a brand name chosen by the manufacturer.